Curated solutions,
not a comparison engine
Infinity Expat Life works with a deliberately selective range of regulated insurers — chosen for their suitability for expatriates, their regulatory standing, and the quality of their underwriting. We are your advisor first. Specific insurer recommendations come after understanding your individual situation.
International Portability
Offshore life insurance structures are designed to move with you. Cover typically remains in force regardless of where in the world you relocate.
Expat-Focused Underwriting
International insurers underwrite specifically for globally mobile individuals — taking into account expatriate lifestyle factors that domestic insurers often exclude.
Multi-Currency Options
Premiums and sum assured can be structured in USD, GBP, EUR, or other major currencies — reducing exchange rate exposure for internationally focused expatriates.
Jurisdiction Flexibility
Offshore solutions are issued from regulated international financial centres, providing structural separation from any single domestic market's regulatory changes.
International & offshore life insurance
For expatriates with internationally mobile lifestyles or those requiring portable coverage across multiple jurisdictions, we work with providers offering international and offshore life insurance structures.
International solutions are particularly suited to expatriates who move frequently, hold assets across multiple countries, or require coverage that is not tied to a single domestic market.
Thailand-licensed life insurance
For expatriates resident in Thailand, we source life insurance solutions issued by OIC-regulated Thai insurers. These products are designed to meet Thai regulatory requirements and, in certain structures, qualify for local tax benefits.
Thailand-based policies are particularly relevant for long-term residents seeking locally compliant coverage, tax-efficient savings structures, or family protection underwritten within the Thai market.
OIC-Regulated Structures
All Thailand-based solutions are issued by insurers licenced and regulated by the Office of Insurance Commission (OIC), Thailand's national insurance regulator.
Thai Tax-Efficient Plans
Certain life insurance structures in Thailand qualify for personal income tax deductions of up to ฿100,000 per year — a meaningful benefit for Thailand-resident expatriates.
Local Compliance Support
We help expatriates navigate Thai-language policy documentation, annual renewal processes, and compliance considerations specific to non-Thai nationals.
Baht-Denominated Policies
Thailand-issued policies are denominated in Thai Baht and governed under Thai law — appropriate for those with long-term Thai residency commitments.
How we select our insurer relationships
We do not work with every insurer in the market. Our panel is curated specifically around the needs of expatriates — regulatory quality, underwriting flexibility for non-Thai nationals, and proven claims performance are our primary criteria.
Regulatory standing
Every insurer we work with operates under a recognised regulatory framework — Thailand's OIC, or an equivalent internationally recognised body.
Expat suitability
We assess whether each insurer's underwriting criteria, documentation processes, and policy terms are genuinely appropriate for non-Thai nationals and internationally mobile individuals.
Claims confidence
We consider claims history and financial strength ratings. Our clients need confidence that their policy will pay when it matters — not just when they sign.
Specific insurer details are shared during the advisory process. We discuss which providers are most appropriate for your individual situation — your nationality, residency, age, health profile, and coverage goals all influence which solution is right for you.
Advisory-focused. Life insurance only.
Infinity Expat Life exists for one purpose: to help expatriates find the right life insurance solution for their circumstances. That clarity of focus shapes everything we do.
Life Insurance Only
We focus exclusively on life insurance guidance for expatriates. We do not upsell health insurance, investment products, or unrelated financial services.
Independent Advisory
Our recommendations are driven by client suitability, not commission structures. We present options from multiple providers to find the right fit.
No Pressure Approach
We provide information, options, and guidance. We never pressure clients into products that are not appropriate for their situation.
Regulated Partners Only
Every provider we work with operates under a recognised regulatory framework — whether that is Thailand's OIC or an equivalent international body.
Ready to explore your options?
Whether you're looking for Thailand-compliant coverage or an internationally portable solution, we're here to help you understand your options — without pressure and without unnecessary complexity.
Simple and confidential · No obligation · Guidance tailored to your situation
Infinity Expat Life works with selected regulated insurance providers. Provider relationships are reviewed on an ongoing basis. All Thailand-based products are issued by OIC-licensed insurers. International and offshore products are issued by providers regulated in their respective jurisdictions. Past regulatory status does not guarantee future compliance. Always review full policy terms before applying.