Terms and Conditions

By accessing and using the Infinity Expat Life website (infinityexpatlife.co) and related services, you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services. These terms apply to all visitors, users, and others who access or use our services.

Infinity Expat Life is a licensed insurance broker registered and operating in Thailand. We provide insurance advisory and brokerage services, connecting clients with Thai-licensed insurance companies. We are regulated by the Office of Insurance Commission (OIC) of Thailand. Infinity Expat Life acts as a broker — we do not underwrite insurance policies ourselves. All insurance policies are issued by the relevant licensed insurance companies.

Our services include: • Life insurance advisory and consultation • Insurance product comparison and recommendation • Assistance with insurance applications and documentation • Claims support and after-sales service • Educational content about life insurance and financial planning Infinity Expat Life does not provide financial advice, investment advice, or tax advice. Information on this website is for general guidance only.

The information provided on this website, including information about Thai tax deductions and financial planning, is for general informational purposes only. It does not constitute financial advice, tax advice, or legal advice. You should consult a qualified financial advisor, tax advisor, or legal professional before making any financial decisions. Infinity Expat Life accepts no liability for decisions made based solely on information from this website.

Submitting a quote request through our website does not constitute a binding agreement or policy. All quotes are indicative and subject to underwriting approval by the respective insurer. Insurance applications are subject to the terms and conditions of the relevant insurer. Infinity Expat Life reserves the right to decline to provide services to any individual at its discretion.

JoJo Life is remunerated through commissions paid by insurance companies when a policy is issued through our brokerage. This commission is built into the premium structure and does not result in additional cost to you. The commission structure does not influence our product recommendations — we are committed to recommending the most suitable products for each client.

We make every effort to ensure the information on this website is accurate and up-to-date. However, insurance products, regulations, and tax laws change frequently. We make no warranties or representations regarding the completeness, accuracy, or suitability of any information on this website. Product information on this website is subject to change without notice.

All content on this website — including text, graphics, logos, images, and software — is the property of Infinity Expat Life or its content suppliers and is protected by Thai and international intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this website without our express written permission.

Our website may contain links to third-party websites, including insurance company application portals. These links are provided for your convenience. Infinity Expat Life has no control over the content, privacy practices, or terms of those websites and accepts no responsibility for them.

To the fullest extent permitted by Thai law, JoJo Life shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of our website or services. Infinity Expat Life's total liability to you for any claims arising from our services shall not exceed the total fees or commissions received by Infinity Expat Life in connection with your policy.

These Terms and Conditions are governed by and construed in accordance with the laws of Thailand. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the Thai courts.

We reserve the right to update these Terms and Conditions at any time. Changes will be effective immediately upon posting to the website. Continued use of our services after changes constitutes acceptance of the updated terms.

For questions about these Terms and Conditions: Email: hello@jojolife.co Address: Bangkok, Thailand